If you are at risk of losing your home in a foreclosure in New Jersey and are searching for the best foreclosure lawyer, you want to be sure to hire someone who can really help you which only the Best Foreclosure Lawyers can do.
Your home is the most important thing to you and your family. Don’t just hire any lawyer, maybe someone you know, or someone who has worked with you in the past on a traffic ticket or auto accident. Foreclosure law in New Jersey is complex. You should only trust your family’s home to a lawyer who has experience in foreclosure and understands all of the laws and tools available to help you save your home from foreclosure.
Here are the 3 things the Best Foreclosure Lawyers Know
The State law of foreclosure: like all areas of the law, the area of foreclosure law is controlled by the Fair Foreclosure law and cases that have been decided that further interpret the statute and add clarity to the law. The best foreclosure lawyers know the Fair Foreclosure Law and all of the recent cases.
Loan Modifications: the best foreclosure lawyers know that the best way to resolve a foreclosure case is through a loan modification. Some foreclosure lawyers will perform the service of completing the application for their clients while others will provide advice or “coaching” on how to complete the application.
Bankruptcy Law: it is not always possible to obtain a loan modification simply by filing a loan modification application, often a chapter 13 bankruptcy can be a terrific tool for saving a home from foreclosure when a loan modification is possible. It also can stop a sheriff sale if one is scheduled which then provides the time needed to either get a loan modification or the bankruptcy itself can bring the mortgage current and allow payments to commence.
Beware of scams from out-of-state lawyers and from fly-by-night firms that use aggressive sales tactics, play on your fears of losing your home, and promise you extraordinary results. Only work with the best foreclosure lawyers who have experience and know the the three important things listed above.