How many credit counseling classes required for bankruptcy? This is a common question with a simple answer.
Two classes are required:
Pre-petition credit counseling: A credit counseling class must be taken BEFORE you file;
Post-filing credit counseling: A financial management class must be taken AFTER you file but before your case is closed.
Two credit counseling classes required for bankruptcy. The classes can be taken on-line or by phone. The first class must be taken before you file, or you will not qualify for bankruptcy. The second class is taken after you file but before discharge in a Chapter 7 Bankruptcy or plan confirmation in a Chapter 13 Bankruptcy.
The credit counseling classes required for bankruptcy and are designed to provide you with financial management information that can help you manage your credit in the future.
Whether you are filing for Chapter 7 or Chapter 13 bankruptcy, we help our clients ensure that their bankruptcy counseling and education requirements are met. The courses are simple, easy-to-use and available in both English and Spanish, with bilingual customer service representatives available to help you 7 days a week. With the added convenience of having your certificate delivered immediately to you and to us, your NJ Bankruptcy Attorney, we give you the peace of mind you need during this difficult process.
Considering bankruptcy? Todd Murphy, a NJ Bankruptcy Attorney, is the New Jersey Bankruptcy Lawyer people have trusted for over 15 years for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. Our office is conveniently located to serve all of Essex County, Bergen County, Passaic County, Hudson County, Union County, Morris County, and Middlesex County.
